Don't worry. You have the ability to purchase or renew your Excess Malpractice Protection up to January 31st, 2019 and still maintain a January 1 effective date. Renew or Purchase right away.

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RCDSO Excess Malpractice Liability Program

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Professional Excess Liability Insurance Coverage administered by Jones DesLauriers Insurance Management Inc., the broker of RCDSO.

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Protection for what matters!

Coverage limits up to $25 Million which includes your primary malpractice protection of $2 Million

Contact your broker: excessprotection@jdimi.com | 416-248-7144 | 1-877-301-4979

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The threat of a claim for professional negligence hangs over every Canadian health practitioner. This is why members of the RCDSO have $2 million malpractice protection.

The endorsed* RCDSO program offers excess malpractice protection for as little as 35 cents a day. Apply now!

Excess malpractice protection is available above the primary policy, up to an extra $23 million, for a maximum limit of protection of $25 million.

(Coverage is not restricted to the RCDSO program and is available in the insurance marketplace.)

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Renew or Purchase your policy before January 31, 2019 to maintain your January 1 effective date and continue coverage. Your Excess Malpractice is a Claims Made policy which has a retroactive date. This is the date from which you have held uninterrupted professional indemnity insurance cover, even if you’ve switched insurers.

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Insured with another broker? Don’t worry we simply need your expiry date. We make it easy to maintain continuous coverage of your excess malpractice policy by ensuring your effective date integrates with your expiry date.

Questions? Contact us at excessprotection@jdimi.com or 416-248-7144
For toll free, contact us at 1-877-301-4979

Why Buy Excess Malpractice Insurance

Your RCDSO Professional Liability Program (PLP) provides $2 million malpractice protection.

There are a number of reasons why Malpractice Legal Liability is an increasing risk for health practitioners:

  • Society is becoming more litigious
  • The number of lawsuits is increasing, primarily due to a false idea by the general public, that "nuisance claims" are easily settled to avoid the cost of litigation
  • Malpractice lawsuits are costly to defend due to the need for specialized counsel and expert witnesses
  • Malpractice lawsuits usually don’t settle quickly, especially if there are multiple defendants
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About Jones DesLauriers

Jones DesLauriers Insurance Management Inc. (JDIMI), a founding Navacord Broker Partner, has proudly served our clientele for over fifty years. Navacord is a leading insurance and risk management brokerage created to keep the Canadian entrepreneurial spirit alive.

Led by an engaged and passionate partnership group Navacord is committed to the success of its clients and delivering expert advice in an increasingly complex world.

Peace of mind is available at less than $0.35 a day.