Excess Limits from $1MM to $23MM available
Excess Malpractice Liability Insurance Program
Working closely with the Professional Liability Program, Jones DesLauriers offers RCDSO members Excess Malpractice protection above the $2 million primary policy limit included with the College’s annual fee. Excess limits available under the Excess Malpractice Program range from an additional $1 million to an extra $23 million.Purchase a Policy
Jones DesLauriers Insurance Management Inc. (JDIMI), a founding Navacord Broker Partner, has proudly served our clientele for over fifty years. Navacord is a leading insurance and risk management brokerage created to keep the Canadian entrepreneurial spirit alive. Led by an engaged and passionate partnership group Navacord is committed to the success of its clients and delivering expert advice in an increasingly complex world.Contact Us
Your RCDSO membership includes a limit of $2,000,000 for malpractice protection. However, lawsuits are often lengthy and can have multiple defendants, especially with today’s increasingly litigious society. This is why Excess Malpractice Liability is recommended to protect you against losses which exceed your $2,000,000 limit under the RCDSO membership. Protect yourself and your future with a few simple clicks of a mouse.
of RCDSO Excess Malpractice Insurance?
The threat of a claim for professional negligence hangs over every Canadian health practitioner. This is why members of the RCDSO have $2 million malpractice protection. Excess malpractice protection is available above the primary policy, up to an extra $23 million, for a maximum limit of protection of $25 million.
Excess Malpractice & Legal Expense Insurance policies for Dental Professionals
Malpractice Legal Liability is an increasing risk for health practitioners:
Society is becoming more litigious
The number of lawsuits is increasing, primarily due to a false idea by the general public, that “nuisance claims” are easily settled to avoid the cost of litigation.
Malpractice lawsuits are costly to defend due to the need for specialized counsel and expert witnesses.
Malpractice lawsuits usually don’t settle quickly, especially if there are multiple defendants
Supplement the $2,000,000 limit provided by the RCDSO Professional Liability Program.